U.S. Bank

U. S. BANK FOCUS CARD
The trusted and safe choice for your payable needs.

Modernize Your Payments with U.S. Bank As the payments landscape continues to shift, businesses need simple, faster payment methods that not only improve operational efficiency but exceed customer expectations.

One of the most common uses of prepaid debit cards is for payroll, saving employers the expense of checks and administrative costs. Disbursements can be automatically deposited to card accounts, providing quick and convenient access to funds for cardholders.

Benefits your employees will love:

• Safe – Funds are protected¹ if lost or stolen
• Alerts – Track purchases and loads with text² and email alerts
• Cash access – Thousands of complimentary, in-network ATMs available nationwide
• Convenient – Can be used anywhere Visa® or Mastercard® debit cards are accepted worldwide
• Earned Wage Access³ – Easy integration through providers like Payactiv lets your employees access money they've already earned when they need it.
• Reloadable⁴ – Add tax refunds, pay from a second employer, and even cash loads

A fully-integrated solution with no set up cost⁵ to your organization We are the only provider in the U.S. that offers a fully integrated prepaid solution. This gives us greater control, reduces risk and lowers cardholder fees. While other providers outsource the issuing bank and processor roles, U.S. Bank does this all in-house - saving you money and assuring service excellence.

Proven solutions and implementations
With over 20 years of prepaid experience, our team follows a collaborative approach that successfully implements your prepaid program.

Choose U.S. Bank

• Instant Payments: Enhance customer satisfaction with fast, efficient payment options.
• Prepaid Solutions: Offer flexible disbursement methods without collecting bank information.
• Comprehensive Services: Incorporate payroll, per diem, rewards and more into your payment systems.

Meet the needs of your customers with U.S. Bank's innovative approach to reliable financial solutions. Contact us today to learn more about how we can help your organization grow and succeed through modern disbursements.

1. Cardholders are generally protected from all liability for unauthorized transactions with Zero Liability. Cardholders must call the number on the back of their Card immediately to report any unauthorized use. Certain conditions and limitations may apply. See the Cardholder Agreement for details.
2. For text messages, standard messaging charges apply through your mobile carrier and message frequency depends on account settings.
3. Employees can only access a portion of the wages they have earned to date.
4. Successful identity verification required for loads from other sources. Log into the Focus Cardholder website for details.
5. No cost for standard payroll card program. Normal ACH fees still apply.

The Focus card is issued by U.S. Bank National Association pursuant to a license from Visa, U.S.A. Inc., or Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. ©2024 U.S. Bank. Member FDIC.

"World's Most Ethical Companies" and "Ethisphere" names and marks are registered trademarks of Ethisphere LLC